Safety
The questions that deserve a clear answer
Buying or selling a property is the largest financial transaction most people ever make. Every mechanism named, every step explained, not promised.
Why you can check what I offer
01 How is my deposit protected?
Your initial reservation deposit and the arras do not enter my personal account, and they do not go straight to the seller. They are held inside Remax's protected payment system until the deed is signed at the notary. If the seller pulls out after signing the contrato de arras, they must return the deposit double. If you pulled out, you would lose the deposit. That is Spanish contract law, not a marketing promise, and I will walk you through it before you transfer a single euro.
02 What does it mean that the agency is listed on the RAICV?
The Valencia regional register of property agents (Decreto 98/2022) is mandatory for every agency operating in the Comunitat Valenciana. Remax Plaza Valencia, the agency I work at, is listed as no. 5708. The agency's listing is public and anyone can search it at habitatge.gva.es. The listing verifies professional identity, accredited training, current public-liability insurance, and a tax-compliant business setup. It means I operate under that regulated umbrella, not as an unverified independent.
03 Is your valuation an official appraisal?
No, and I want to be clear about that, some agencies blur the line. What I sign is an Informe de Valoración Estimada (IVE), built on official Tinsa IMIE data and real comparable sales. It tells you whether to sell and at what price to enter the market. A certified ECO/805/2003 appraisal, what a bank needs to approve a mortgage, is produced by an independent accredited appraisal company. If you need one for any reason (loan, inheritance, tax purposes), I refer you to a trusted appraisal company, the formal commission is signed by you with them.
04 What about the Nota Simple and the charges on the property?
Before any deposit I check the Nota Simple from the Land Registry: true ownership, current mortgages, embargos, easements. I also request a certificate from the community of owners to confirm there are no pending charges or assessments. If anything irregular comes up, you hear about it in writing before you sign anything.
05 What happens with the 90-day Schengen rule, and which visa do I actually need?
The rule limits how long you can stay. It does not limit whether you can own. As a British or non-EU buyer, you can buy property in Spain with the same rights as any other buyer. After Brexit, you can stay up to 90 days in any 180-day period across the whole Schengen Zone. Owning here does not extend that limit. If you want longer stays, two visas are commonly confused. The Non-Lucrative Visa (NLV) allows residence in Spain but does not permit work, remote or otherwise. The Digital Nomad Visa (DNV) does permit remote work for a foreign employer and has tax advantages. Many buyers apply for the wrong one because the names sound interchangeable. I can point you to a migration specialist who handles both, before you start the paperwork.
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